Cashless restaurants are on the rise in many cities all over the world. However New York is the latest US city going in the opposite direction by planning to ban businesses from refusing cash payments from customers. This is because businesses that go cashless “effectively discriminate against customers who lack access to credit and debit,” says City Council member Ritchie Torres, the lead sponsor of the cashless ban bill. Some restaurants argued that the cashless model kept the restaurants and the employees safe and prevented robberies. However as nearly 12% of the population in New York City that don’t have bank accounts are people of color, it begins to become apparent that a cashless business model has implications far wider that may originally be considered.